How to Sell Your House Fast in Oshkosh, Wisconsin

Selling your house fast in Oshkosh, Wisconsin can seem daunting at first, it might seem like their is a lot to do and it is overwhelming.

You might have repairs that need to be made, from a simple cosmetic touchups to full blown major repairs and mechanical fixes that can cost tens of thousands of dollars to get your home up to selling condition. 

You might also have deadlines that need to be met, relocation, new job, a recent divorce, or any other event that makes the sale of your house tied to a fixed deadline that it needs to be sold before. 

This all can add a lot of stress to your plate and can make the home selling process frustrating, anxiety filled and just not enjoyable in the slightest.

So how can you overcome this and sell your Oshkosh House Fast? 

To List or Not To List

You need to first decide if your going to be listing your house on the market, through an agent, or if your selling for cash to a local cash homebuyer like Cash Homebuyers Wisconsin

Listing your house will take the longest because you have to fix up and do all the repairs and detailed things before the realtor lists it on the market and the house needs to be financeable by a bank for a owner occupant to buy and/or pass the inspection. This means all the major mechanicals needs to be in good order such as HVAC, Plumbing, Electric, Roof, Foundation. It also needs to be up to code and again pass that inspection that every normal homebuyer will want and need done before making a purchasing decision or their bank making a lending decision to give them the money to even be able to buy the property. 

A Cash Homebuyer, especially for a house that needs TLC or major repairs or even is a little bit dated will be your fastest option as they can close with Cash, will take the home as-is even with major repairs not done yet and/or cosmetic renovations still needed, and stuff still in the house if you decided to leave it behind and no longer wanted it. Cash Homebuyers won’t have a financing contingency because they’re paying cash and don’t need a bank to tell them yes to buy your house. As well as an inspection, they will inspect it themselves and will not hire a professional inspector. Reputable Cash Buyers are professionals and know what to look for and how much they can offer based on current market values and cost of repairing/renovating the house. 

A Cash Homebuyer will offer lower than someone that will live in the house and has a bank loan. It will be a fair offer based on the market value and cost of purchasing and repairing the property up to its desired condition for the neighborhood. This is because their needs to be some equity for the Cash Buyer to make sense of all the work and headache they take on when buying a house and putting their time and effort into rehabbing the house and money at risk with every deal even if their is some repairs that were unforeseen at the time of purchase that arise later on after closing.

Since their are no warranties after they buy it for them to come back to you the seller and ask for money or take legal action if their is something wrong with the property that wasn’t disclosed like conventional homebuyers do. 

Listing a House in Oshkosh, WI Average Length Until Sold

The Average Days on Market in Oshkosh, WI at the present moment is 40 Days. 

This doesn’t include how much time it takes to prep the house to be listed (especially if it needs renovations or repair work to be done) 

Additionally, 40 days isn’t until closing, it is until their is an accepted offer, once the offer is accepted, the property will still be inspected and title company and bank lending the mortgage still need to underwrite and approve the loan for closing which can take between 30-45 Days on Average.

According to A Zillow.com Report: “Buyers who use conventional financing to purchase a home can expect to close 30-45 days after the contract is signed. Special loans, such as first-time home buyer programs, VA and FHA loans can take longer to close because the requirements are stricter.

According to Ellie Mae, a software company that processes more than a third of U.S. mortgage applications, standard mortgages took an average of 47 days to close in 2020. VA loans took 51 days to close, and FHA loans took the longest to close — 52 days on average.” 

Selling to a Cash Homebuyer in Oshkosh, WI

A Cash Homebuyer typically can close in as little as 5 days and is normally held up by when the seller wants to close as their is no financing that needs to be approved like a bank loan buyer and they don’t have to sell their house to buy yours, etc. They are flexible with closing date most commonly chosen by the seller.

If You Have Deadlines…

A Trusted Cash Buyer will be able to Guarantee your house will be sold before your deadline, rather than a realtor is hoping someone will buy your house before then. This is Because they are the buyer and aren’t finding someone else to buy it. 

Cash Homebuyers Wisconsin is a local trusted cash homebuyer in Oshkosh, Wisconsin and can provide with you a no-obligation cash offer closing on your timeline or free information at on our process at www.cashhomebuyerswisconsin.com/oshkosh